Excessive insurance mandates increase your rideshare costs
Higher fares don't always mean higher earnings. Across the country, excessive insurance mandates and outdated liability rules take money from drivers’ pockets and increase costs for riders. After driver earnings, insurance is the largest cost for nearly every ride. And rules meant to protect a new industry no longer reflect reality. Fueling frivolous lawsuits, inflating premiums, and making essential transportation a luxury.
We're partnering with drivers, riders, lawmakers, and communities across the country to rightsize rideshare insurance and liability regulations, while keeping strong protections in place.
Help us lower fares for riders, increase driver earnings, and provide affordable transportation for all.
It’s already working
Prices dropped in California following insurance reform, and campaigns are underway in New York and New Jersey.
Surface Transportation Reauthorization - The BUILD America 250 Act (H.R. 8870)
Lyft strongly supports the bipartisan BUILD America 250 Act and commends the Transportation and Infrastructure Committee for advancing commonsense reform. Unnecessary litigation drives up insurance costs that create higher fares for riders, and the bill's vicarious liability provision takes meaningful aim at that problem without compromising the safety standards people count on.
This is what a consistent national standard looks like: lower costs for riders, better earnings for drivers, while still prioritizing safety. The BUILD America 250 Act builds on real momentum: five states (Georgia, Florida, Missouri, Nevada, and Texas) have already enacted similar protections, and in each one, Lyft has continued to invest in new safety features and expand access to affordable rides.