Excessive insurance mandates increase your rideshare costs
Higher fares don't always mean higher earnings. Across the country, excessive insurance mandates and outdated liability rules take money from drivers’ pockets and increase costs for riders. After driver earnings, insurance is the largest cost for nearly every ride. And rules meant to protect a new industry no longer reflect reality. Fueling frivolous lawsuits, inflating premiums, and making essential transportation a luxury.
We're partnering with drivers, riders, lawmakers, and communities across the country to rightsize rideshare insurance and liability regulations, while keeping strong protections in place.
Help us lower fares for riders, increase driver earnings, and provide affordable transportation for all.
It’s already working
Prices dropped in California following insurance reform, and campaigns are underway in New York and New Jersey.
New York: A clear case for reform
Berkeley Research Group found that New York's $1.25M UM/UIM rideshare insurance mandate far exceeds nearly all accident scenarios. More than 99% of personal auto claims in New York settle below $100,000 — making the current requirement significantly disproportionate to actual risk.