Lyft Direct makes saving effortless
With the Lyft Direct business debit card and banking app, you can get cash back on gas when you pay at the pump or public EV charging, earn interest on your savings, and access your earnings instantly. Terms apply.
Cash back on gas, groceries, and more
The higher your Lyft Rewards tier, the more cash back you’ll earn on gas when you pay at the pump or public EV charging.
Earn 1–10% cash back on gas when you pay at the pump and an additional 1% at Mastercard® Easy Savings gas stations. Find locations right in the Lyft Direct app.
Get 1–12% cash back on public EV charging.
Earn up to 5% cash back at select restaurants and 1% on groceries.
Payments via third-party apps are not eligible for cash back. Use your Lyft Direct business debit card to pay.
Grow your savings
Earn up to 3.25% interest* when you opt into the Lyft Direct Savings account in your Lyft Direct app.
Make saving even easier when you set automatic contributions from your earnings.
Track your spending at a glance and set budgets so you can manage your finances with ease.
Access your earnings instantly
Enjoy instant payouts to your Lyft Direct business debit card after every ride. No waiting, no payout fees.
Use your card anywhere Mastercard is accepted. Limits apply.
Free cash withdrawals at 20,000+ ATM locations when using your Lyft Direct business debit card. No low-balance fees.
Free fund transfers to another U.S. bank account are available, and typically complete within 5 business days. Instant transfer to a debit card in your name is available for a fee.
See the Stride Bank Account Agreement, Payfare Program Terms, and E-SIGN Agreement for details, including account fees, transaction limits, and restrictions due to the business nature of the Lyft Direct account. Payfare’s Privacy Policy outlines how Payfare will use your personal information.
Score more perks
Save on driving expenses with discounts at Jiffy Lube, National Tire and Service Center, Pep Boys, and Tire Kingdom.
Eligible drivers can access $50 to $200 in Balance Protection to cover unexpected purchases, based on Lyft Reward tier.
Active drivers can access free Wellness Perks by Avibra, like life and accident insurance, subject to eligibility.
Free access to Wellness Perks by Avibra, like life and accident insurance.
Banking you can bank on
Banking you can bank on
The Lyft Direct business debit card is issued by our bank partner, Stride Bank, member FDIC, and powered by Payfare.
Deposits are insured up to $250,000 by Stride Bank, member FDIC.
You can get support from Payfare right in your Lyft Direct app.
“Lyft Direct is a no brainer! Ride fares dump right into my acct. Does everything for ya. Breaks it down in easy to read and understand chunks so even us Old Schoolers can understand it. After setting up a cardless ATM cash withdrawal for my daughter, all I had to do was text her the magic numbers. Super safe. She went to the CVS in The Ferry and bam! Cash Ahoy! Saved me a trip! Love it.”
— Jeffrey
“Lyft Direct cardless has been very convenient and handy. I love how I have easy access to my money by just using my phone thanks to this feature. Cash outs have been fast and accessible. 10/10.”
— Marquis
FAQs
How can I sign up in my Lyft Driver app?
How can I sign up in my Lyft Driver app?
How do I get paid after every ride?
How do I get paid after every ride?
How do I earn cash back?
How do I earn cash back?
What is the Lyft Direct Savings account?
What is the Lyft Direct Savings account?
What is Balance Protection?
What is Balance Protection?
How do I get Wellness Perks by Avibra?
How do I get Wellness Perks by Avibra?
Where can I learn more about a Lyft Direct business debit account?
Where can I learn more about a Lyft Direct business debit account?
The Lyft Direct Business Mastercard® debit card is issued by Stride Bank, N.A., member FDIC, pursuant to a license by Mastercard International.
Lyft Direct is subject to eligibility and is designed for business use and may not be maintained for personal, family or household purposes. Maximum account balance and other limits, terms and conditions apply.
Ride fare earnings will be sent after each ride. There may be instances where payouts to Lyft Direct are delayed. Tips will be sent based on the Rider’s selection, which may take place up to 24 hours after the ride is completed.
Gas, grocery, restaurant and public EV charging merchant classification is subject to Mastercard rules. For cash back on gas, only payments made at the pump are eligible as payment inside the gas station is not generally eligible for cash back. Cashback rewards are earned for select purchases using your Lyft Direct business debit card and become available for redemption as those purchases settle. You will become ineligible for select cashback rewards if you have not received a Lyft payout into your Lyft Direct business account in the previous 30 days. Payments via third-party apps are not eligible for cash back. Use your Lyft Direct business debit card to pay. Reward categories and amounts subject to change without notice.
Wellness Perks is powered by Avibra and subject to eligibility for active Lyft Direct users. To be considered active, you must have received a payout to your Lyft Direct card within the last 60 days. Wellness Perks are subject to change without notice; select services are limited by state residency.
Interest is offered only on the optional savings account that you may sign up and open along with your Lyft Direct business account. The interest rate and annual percentage yield (APY) as advertised are accurate as of 1/02/2025. Rates are variable and may change at any time without notice before or after the account is opened at our sole discretion. Savings Account interest is calculated using the daily end of day balance calculation method. This method applies a daily periodic rate to the principal balance in the Savings Account each day and interest is paid to your Savings Account on the first day of each calendar month if the interest for the month is at least $0.01. Additional terms and conditions apply.
Balance Protection is only available to select Lyft Direct cardholders with enabled instant payouts to the card after every trip. Eligible amount is dependent on the driver's Lyft Rewards tier. Eligibility requirements for Balance Protection subject to change without notice. Terms and conditions apply.
See the Stride Bank Account Agreement, Payfare Program Terms, and E-SIGN Agreement for details, including account fees, transaction limits, and restrictions due to the business nature of the Lyft Direct account. Payfare’s Privacy Policy outlines how Payfare will use your personal information. Payfare is a financial technology company.
Banking services are provided by Stride Bank, N.A.
When leaving Lyft’s website and linking to an unaffiliated web site hosted by another party, you will no longer be subject to, or under the protection of, Lyft’s privacy and security policies. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Lyft assumes no liability for the content, information, security, policies, or transactions provided by these other sites.